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Contentious probate

A Novitas loan can cover the full legal costs of your proceedings.

If you’re involved in a dispute over probate, regarding inheritance or provision for family and dependants, we can help. With a Novitas loan, you can access representation you can feel confident about and take the stress out of paying your legal costs.

A Novitas loan is different from most standard loans because:

  • Your solicitor manages the whole process for you, from application to settling legal bills
  • Unlike a bank loan you pay interest only on what you use, not the whole loan amount

Access legal representation you can feel confident about

Our loans enable your solicitor to draw down funds to pay legal bills, as and when needed.

  • A Novitas loan can cover all legal fees or be combined with a Conditional Fee Arrangement (CFA)
  • Lending criteria is clear, with a fast lending decision



  • Funds are available to use at any point in the proceedings
  • One simple, fixed rate of interest for the duration of the loan

How your loan works

  • Application

If your solicitor believes a Novitas loan is appropriate for your circumstances, they'll submit an application to us on your behalf. You'll also be required to seek Counsel's opinion regarding your prospect of success.

  • Approval

Before your loan is approved we ask you to take independent legal advice from another solicitor to ensure you fully understand the loan and the implications if you don't repay.

  • Funds released

Funds to pay invoices are requested by your solicitor and only released with your approval, giving you full visibility of your spending. You can use the loan at any point during the proceedings, as and when needed. The interest rate is fixed for the whole length of the loan, not compounded. You'll receive regular statements showing exactly what funds are being drawn.

  • Repayment

After your case is concluded, repayment is made from your final settlement. Typically this means your solicitor will repay Novitas first from any proceeds before sending you the remaining amount.