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Clients

    How do I take out a Novitas loan?

    Family and Probate

    The first step is a conversation with your solicitor to see if the loan is appropriate for your circumstances. If you choose to go ahead, your solicitor will complete and submit an online application on your behalf.

    Clinical Negligence 

    The first step is a conversation with your solicitor to see if the loan is appropriate for your circumstances. If you choose to go ahead, your solicitor will obtain ATE insurance and submit an online application to Novitas on your behalf.

    Civil Litigation 

    We only fund specific types of civil litigation cases that are referred to us through our funding scheme partners. Following your referral, we will issue you information regarding the loan to enable you to understand if a Novitas loan is right for you. If you choose to go ahead, you will complete loan documentation and return to Novitas.

    What products do you offer?

    We offer straightforward loans to people going through a range of legal proceedings, from family law cases such as divorce, to personal injury claims. Whether it takes place in court, through mediation or arbitration, you can use our loan to pay for your legal costs.

    Family law

    Contentious probate

    Clinical negligence

    Civil litigation

    What can I use the loan for?

    Your loan is used solely to pay your solicitor’s fees and/or any related costs, for example a barrister or forensic accountant. We fund a range of legal cases, including family law, probate, clinical negligence and civil litigation.

    Does my solicitor work with Novitas?

    Your solicitor will work with us to process your application, and thereafter is required to keep us informed about any material changes to your case, and to make the loan repayment from your settlement before passing the remainder to you.  

    Your solicitor is independent from Novitas, so receives no financial incentive from Novitas and cannot recommend us to you.  

    Our loan service is one funding option available for you to consider, and only you can decide to go ahead.

    What do I have to repay?

    You will have to repay the amount lent, plus interest, administration fees and any insurance costs, if applicable. This is due when your case completes and settlement is made.