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Solicitors: Civil litigation

Application process

    What is the application process?

    To begin the application process, you will need to complete an application form on your client's behalf.

    If Novitas approve the loan application, loan documents will be sent to the client directly for their signature via electronic signature or via our documentation partner.

    Once Novitas receive the signed documents there is a statutory 14 days cooling off period before the first drawdown can be made.

    What does the client need to sign?

    The client will need to sign the following:

    • Adequate Explanations document
    • Consumer Credit Act regulated loan agreement
    • Assignment Agreement over proceeds of settlement
    • Authorisation letter, permitting you, their solicitor, to communicate with Novitas.

    What credit checks do you do?

    We carry out a standard credit check as part of the client's application, known as a soft check, which should not affect their credit score. If they have a County Court Judgment (CCJ) or an Individual Voluntary Agreement (IVA) we are unlikely to lend to them.