Providing lending for legal costs Providing lending for legal costs If you have received a letter about your insurance cover, click here for more information. At Novitas our specialist loans help people access the support they need. We believe everyone should be entitled to legal representation they can feel confident about. Our loans are designed to fund a range of cases, in court, through mediation or arbitration. We cover the costs associated with family, civil cases, contentious probate and trust disputes, clinical negligence, personal injury, and more. Independence Our lending service is completely independent and solicitors do not receive any financial incentive from us.